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Overlapping Skill Point
When a 
Player Character selects a Class, Subclass, and Background, they receive associated Skills with designated Skill Tiers.
Occasionally, these Skills may overlap. For example, choosing the 
Champion Class with the Knight Background grants both a Skill tier 3 in 
Fortitude.
When Skills overlap, the player gains Overlapping Skill Points. These do not count towards the total Skill Points but grant 4 additional Skill Points per overlap, or also called 4 Overlapping Skill Points. These points can be allocated as desired.
To keep things simple, only Player Characters beyond level 1 can allocate Skill Points in the character creator tool.
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